About Us

North Country Estate Planning Agency, LLC

At North Country Estate Planning Agency, LLC, we work with our clients to help them take control of their financial future through education and the creation of a comprehensive financial strategy that is designed to help them with these critical areas of Expertise:

Estate Planning Services

Revocable Living Trust Preparation

Beneficiary and Beneficiary Protection Consultation

Retirement Planning

LTC Health Plan Services

Chronic Care Life Insurance

Annuity and Life Insurance Analysis

Long Term Care Insurance

Medicare, Tricare, Advantage
and Supplemental Plans

Income & Incapacity Income Planning

Preparing For Your Tax Preparer

As financial professionals, we see it as our responsibility to help our clients make the strongest financial decisions for themselves and their loved ones. At North Country Estate Planning Agency, LLC, we work hard to bring our clients financial solutions that are designed to help them achieve security and peace of mind in retirement.

Call us today to see how we can help!

218-821-6777

Send a Message

Testimonials

“NCEPA was my father’s financial professional for years. When dad died last year, they were very helpful in settling dad’s affairs and advising with our inheritance. NCEPA does NOT do “cookie-cutter” estate planning. My circumstances differ from my brother’s. NCEPA asked questions to get an idea of what we were needing, found the best sources to meet those needs, and fully explained their offerings. NCEPA is discreet. Everything I’ve learned about my brother’s dealings with NCEPA has come from my brother and never through the firm. They made a daunting affair understandable. I’ve never had any worries that NCEPA is not looking out for my best interests. They return calls quickly, had the answers or could get them quickly, explained things in a way you understand, and when you talk with them, you feel you have their full time and attention. I greatly appreciate how respectful they were of my father in his later years and how trustworthy they are in my financial planning. I would have no hesitation in recommending Bill to anyone looking for a financial planner and, in the past, have given his name to friends needing assistance.”

KATHI - AGE 64, DULUTH, MN

“I have worked with NCEPA for nearly 20 years after my existing Agent/Advisor left the business. The NCEPA team had their colleagues review my estate plan and helped me with aligning products that met my needs. Who will you trust to manage your estate, retirement, and elder Plan? Most decision-makers agree that experience, education, and training are key to selecting a trusted professional or team of professionals. Further independence to select products and services among best-in-class providers is often preferred. I recently turned age 80, and I am very confident NCEPA has me in good order.”

PATRICIA, AGE 80 - DULUTH, MN

“Recently retired, and with assets and real estate held out of state, I had many questions. I am so pleased to have engaged NCEPA, who referred me to their independent Attorney affiliate to help me get everything in order. Even though the EPA team is a licensed life insurance agency, they immediately scheduled conference calls to add multiple independent professionals to help answer questions and give me a road map. I withhold no hesitation whatsoever to refer NCEPA and their team.“

JOANNE, AGE 61 - OMAHA, NE

William A. Livingston, FIC

Agency President/Owner-Licensed Producer

Professional life insurance agent specializing in estate, retirement, and chronic care/end-of-life planning. Licensed since 1987 in multiple states serving individuals, couples, families, and charitable foundations. Award-winning producer and member in good standing with the National Association of Insurance and Financial Advisors, member of the NAFIC.

Originally licensed in Omaha, NE with Northwestern Mutual Life's College Agent Program, Livingston has achieved a unique industry education that he brings to clients. From past home office executive leadership to presently retail face-to-face real product and planning implementation. Within the past 30 years, Livingston has earned numerous awards and recognition such as NE GA Association Agent of the Year, Top of the Table level production, VP Sales at Allianz Life affiliate, Chief Sales Officer, Mid America Mutual, multiple sales leadership awards via Lincoln Benefit Life, ING, and others. In addition via consultancy assisted industry actuaries in the development of retirement and chronic care annuities. Clients and colleagues are served with Livingston's many years of real-life planning and successful outcomes!

Member In Good Standing - NAIFA & NAFIC

Learn More